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CHATTANOOGA SAVINGS INSTITUTION

W. B. Richmond, Pres't.

B. Richmond, Cash'r.

Memphis, Tenn. Oct 6" 1860

Bishop Otey

Dear Sir

Yours of the 5"
duly rec'd. I regret that it will not be in
my power to be with you on the 10"
Wm. got back this morning --

Respectfully

B. R.

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