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[left side]

INSPECTION REPORT.

Date _____________________
_________________________

14

SOUTHWESTERN DEPARTMENT.
Office, No. 319 North Fourth Street
SECURITY BUILDING

FILED Nov 26 1907
WJ Estes
City Secretary

THE HARTFORD has, during the past FORTY years, gradually built up and perfected an
organization equipped with men and facilities for treating scientifically every factor per-
taining to the use of steam for power.

Note Its Record of One Year 1906.

DEPARTMENT OF CHEMISTRY.

24 Analyses of scale of sediment for the purpose of
determining their cause and character, with a
view to formulating a remedy.

164 Analyses of different waters for the purpose of
determining their fitness for use in generating
steam, and their effect on piping and boilers.

DEPARTMENT OF
DESIGN AND DRAFTING.

223 Plans and Specifications (accompanied with blue
prints) covering special cases in which a spe-
cial or unusual type of construction was re-
quired.

833 Boiler specifications (accompanied with blue
prints) covering design, type and construc-
tion of boilers specially adapted for the
particular purposes desired.

4,320 Blue print plans covering the construction and
layout of new steam power plants, or the re-
construction or extension of old ones.

DEPARTMENT OF
SUPERVISION AND INSPECTION.

690 Boilers were condemned as physically unsafe for
further use.

157,462 Defects were discovered, of which number 15,116
were considered to be vital defects.

Note Its Record of Forty Years.

The HARTFORD was the pioneer company in the field
of steam boiler insurance, as it was the first company to
organize in America for the purpose of safe-guarding and
making practical the general use of steam for power pur-
poses, and for the scientific construction, installation and
maintenance of steam power plants; and to-day, after a
lapse of FORTY years, it is the only company which
makes a specialty of and does exclusively a steam boiler
inspection and insurance business.

The HARTFORD'S practice of making regular and
thorough inspection of boilers was initiated by its Incor-
porators, and based upon the theory that in affording a
manufacturer immunity from an explosion, a service
would be rendered superior even to providing indemnity
for a loss, as no consideration of a financial character
can compensate for a disaster in which property and life
and involved that could be averted.

The HARTFORD'S record shows that while its in-
spection expenses alone have consumed about one-half or
50% of the premiums received, its loss ratio has not ex-
ceeded 9%; or stated differently, the inspection service of
the HARTFORD has afforded steam users throughout the
past FORTY years a protection averaging within 9% of
absolute immunity from explosions- a variation so small
as to be well nigh accounted for by the unavoidable falli-
bility of men and materials.

The HARTFORD is now caring for and regularly in-
specting about 100,000 boilers, which number constitutes
about two-thirds of all the insured boilers throughout the
United States.

There can be no factor pertaining to the operating expense of a steam power plant more
expensive than cheap steam boiler insurance; and no cheaper factor than steam boiler insurance
sufficiently expensive to provide for regular and thorough inspection of boilers. and so maintain
them and the entire steam equipment in a sound physical and safe operating condition.