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What could I bring that's of use? I don't do business or management, I do math, languages + logic well. I don't see much desire in me to win. I hate to lose though, and I hate being unlucky, not selling before crash. But actually that was partly stupidity, due to my not selling in order to postpone taxes no matter what.

The reason to hold MSFT now should be that I respect the mgt and the new products a lot. I think they will bring in $$. But don't I think this is already reflected in the price with a degree of certainty, as appropriate?

So, I'd say, there's no reason for me personally to continue to hold MSFT, as better than any mutual fund, well managed for risk? I would, except for my "insider" feeling of Microsoft's huge potential.

11:30 And why I am sure enough of this to hold MSFT, but not to buy on margin or to buy options? It's been so easy getting rich over the S.E.C. holding time. But, now, I have to make a decision. Looking at WST, I could buy a Jan 50 call for $9, so it'd have to exceed 59 by January for me to make money. My expectations are maybe 40%/year, or 10% in 3 months or $5, so forget it.

And why not margin? Because I want to have less risk than that (and margin implies not holding any bonds, even taxable ones.). So why not sell some MS? What else is as good? I guess I've just been comfortable, as is, and now I must diversify if I get another chance. I suppose I could just start shifting assets every month, sort of like DCA. But at what rate?