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[modern? notation: 95.1]

[preprinted] F. C. Lusk,

Chico, Cal. [/preprinted]
January 5 1895
Dear Mrs. Stanford,

I beg to acknowledge the receipt of an annual pass for 1895 between San Francisco and Red Bluff, sent to me with your compliments, for which accept my sincere thanks.

I desire to congratulate you on, what seems to me, the splendid progress you have made so far with your husband's estate; considering the stringency in the financial world, to pay so much of the indebtedness as you have done, is more than one could have hoped. I trust that the claim made by the Federal Government may be speedily disposed of to your