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11:00 Go to Bob's to Kuell

Wed Nov 23

till 9:00 miscellany.

Jane Pauly's last day

9-10:15 Work on dishing automated PF...

Go through D+S and write what I think is wrong with Personal Finance in general. The only that's missing from paper system is BUDGETS. Would I use that? [crossed out] NO... [\crossed out] MAYBE

But Budgets are such an awkward thing, since the date of money dispersal is not necessarily the period for the expense, like rent that is paid ahead of the month it is for. Messy.