Diary

Fri Jan 13 '89

7:45 -----

9:00 Write about date w/Ben.

9:30 Put away yesterday's VL & Infoworld stuff.

Make form in Excel for Insider Reports, since it cannot be done in Vert Orientation, and I need several copies anywa. Fill 'em out for numbers I took down yesterday, just to test the form. Print out 9 companies worth of copies.

Read "Earnings Revisions" article...

Yesterday's mail.

Pay Visa & MC.

11:45 Make lunch. Read 12/12 EWA. Their IMREG recommendation got pie in face. Otherwise, YAWN.

Called HFD to get Nov & Dec Issues.

Read January 89 MFF.

Glance at CMA & Ret Reserves reports. File.

Look at ML FFTomorrow 1/4ly report.

Look at CMA enclosure: ax reporting.

Pay State Farm Reuters Insurance.

2:00 So bills are paid, and my stack of investment stuff to read is not backlogged.

Go to gym. SMB. Arms.

4:00 At home. Realize that my home is about as free of financial materials as it can be.

So much better than it used to be.

Looking around den, there's little that

is not current

doesn't pertain to my "research", or

not have to do with who I am, what I do.

And it doesn't scream BIG BUCKS!

What remains could apply to anyone with

a business, or

into personal finance, or

business software.

EXCEPT for my car...

self-image

Called Alaska & still no discount under 1 week.

Does that deter me? Certainly from freq flying.

4:30 Back to SMB to get Green Tshirt.

Drive by 163 Dorffel. Colonial HOuse.

Think of Olive Higgins Prouty.

And who wants to live on Dorffel St?

5:00 Todays mail, WSJ.

Make new binder for price & yield info, but decide to put comparison stuff into binder and old pricing stuff into ACCO Binder, since rarely used. Pull Growth vs P/E (Risk vs Reward) from VL binder and put in new ring binder with Microsoft Financial history & space for weekly comparison sheet, new one every 1/4.

(Put Monthly VL reports on comp/semi/soft, done on Mac, into divider slot that VL Risk vs Reward used to occupy.

(Decide to put old Mkt Logic into storage since I'll never use it, but in binder for special recognition & accessibility.)

But what to do about Muni Yields weekly lists?

Should I keep on saving 'em.

Do the deltas ever vary?

----- Dinner. 1/2 of WSW

8:45 Compare various Muni Yields, and find that the amounts by which they differ don't differ by much, and the only sizeable diff is biggest class: Rev-G.O., but even this was .28% +/- .14% and that eighth of a % is just not a motivator to track revenue as well as G.O.

So I actually paste last 2 weeks Muni Index back into each Friday's WSJ!

But start one sheet/quarter that will hold the bond yield graphs.

No point in trying to retrieve the graphs from Oct, Nov, Dec, at this time. Keep the graphs in the comparison binder.

Put old Muni Bonds Indexes (of Friday WSJ's) into Blue notebook till I'm done with paper and then I could store 'em away perhaps.

11:15 -----

With this knowledge, perhaps I can value my bonds more efficiently? What's the point: NOT to sell, but to know whether to buy more, if rates increase, and unbalance my asset mix.

12:00 To bed. One Amit.

Sat Jan 14 '89

8:15 -----

Thinking ~ Muni bond differences. Conclude to just continue being divers'd between & within Rev's & G.O.'s. There's still no reason to price Munis (see 3:15 pm) for Net Work purposes, since

I can't sell 'em for their worth, and

if yields climb, that fact alone will motivate me to buy more, not just the change in balance of my asset mix.

It's such a small value compared to MSFT

But I also remember I want to move old Net Work Statements & disk files to safe.

Decide to keep Mkt Logic under other old stuff.

9:45 Go to Library to go through Insider Reports in VL. Glad I went today since they just removed Jan-June VL Blue Pages.

11:30 Also get yesterday's new VL.

And copy pages on G & Western, as it would be a nice diversified investment for me in some businesses I relate to. Also I looked at the "Business" closer for the other MULTIFORM companies: Don't intrigue me.

Go to Lunch via Egghead for Mac Quick Basic.

At Cafe Casino read G & W stuff. OK.

Go home & put stuff away.

Compute $$ value of shares transacted and shares held for Insider trades. Look at Pers Portfolio Mgr secton on Insider Trades and there are lots more. But quite a few errors in prices.

Look over WSJ Insiders for Dec -- only one: Morkkula Barrons " but doesn't do it by name. Look again at PPM and it's missing some in VL. It's not that important to be thorough. Just use these lists to keep ones I come across.

2:45 Try to run Mac Quick BASIC, but it crashes, probably because box says it needs SE or Plus.

Do mail.

3:15 -----

Go to Shurgard to look for G & W 12/87. Found!

Also realize that

If rates fall for new bonds, then I can say my old bonds are worth more, BUT I must also say their YTM is less now.

If rates rise, then I could deplore the value of my bonds, BUT I must realize my YTM has risen.

In short I may as well just having a fairly fixed return & fixed value (since unsaleable).

Also go through Oct & Nov WSJ for Insiders, but none new. Go to Library & find Microsoft Min Yee on Dec 30 VL. How did I miss it before? Last one on list I guess.

Liquor store, on way home.

Put stuff away

5:15 Errands

Dinner & watch "Greenwich Village" Carmen Miranda.

Decided not to go to Vancouver.

Possibly snow.

Not the same feeling as '82-84.

Laundry gets screwed up. Washer fails.

Wanna see G. Girls at Mikes. Need a change from last year! And having realized Net Worth statements are in desk, stay til I put 'em in bank.

8:45 Over to Mike's. Bananagrama video.

And then the played video into G. Girls.

But then switched. Guy didn't know how. Clutz.

So I saw last 20 minutes of it.

Nobody that cute. Videos not that great.

Two drinks

9:45 To Ritz. No drinks. Ralph & Kirt de Mercer Isle

Home for an orange

10:45 Off to Eagle. No drinks. Pretty quiet. Neighbors. Actually fun, being crowded. 2 drinks 45 min apart. I was quiet. Spoke only to Bob West. Stuart B died. Had a cold dinner with Bill F in SF. Also saw Catherine. "Lets have lunch." Otherwise, no one really noticed me. Music wasn't bad.

11:15 Back to Eagle. Big hunk, Aaron McType, cute face there. Also saw Ken G & Mark M. One wine, 7up. One guy who used to work at Clark Hatch sure has become a hunk. But all these guys were talking with unattractive guys.

[?] Go for a walk. Tubs has no rooms. Walk.

[?] Back to Tubs. Cruise. Little excitement.

[?] Run into Terry again! Went to his room. Wet sheets...But he's so gorgeous. Shower after & give him my number.

[?] At home, shower again.

[?] To bed. One Amit.

Sun, Jan 15 '89

[?] Take soaked clothes from my washer, with others, to laundromat.

What will I do after I have financial strategy & administration finished?

[?]:15 Start CMA in Pers Acct.

One trip to Laundromat.

[?]:30 Bob calls just as I finish CMA. Had a great evening: concert, Catherine's, Timberline, Tom & Rich's dope & hot tub. I told him about my evening & Terry, and told me to be very cautious about unknown cute hunky blondes!

Lunch. Finish Laundromat.

[?]:45 Continue Pers Acct.

[?]:45 -----

3:00 To Gym. See Michael Failla. Ask ~ Terry...

3:30 Work out. Feeling a bit bummed out about not being part of last night but should I want to be with Catherine, given what Eric says. Selling Tom & Rich Hotel Art for high $$. Or the others. Do I fit?

Realize maybe I can get done w/88 now

Finish Pers Acct, Net Worth.

Pull stuff out of desk folders.

Finish writing about strategy '88.

Go to LA 1st class since I can't accept week in advance to reserve return flight.

4:30 Go home. Reserve flight.

5:00 Read ML Retirement Planner. Look at tax guide. Because I wasn't offered 401K this year, IRA's deductible.

Finish IRAS, deprec, etc in Pers Acct

6:15 Change program so it'll print all accts.

Change ribbon. Start report.

6:30 Make & eat dinner, while watching 60 minutes on Ron & Nancy (1/2). They're moving back to Calif. They moved to Washington DC, just before I moved to Wash St.

7:30 Look over the printout. Needs several corrections. Backup what I've got, shred old one. Go through desk drawer folders looking for stuff to move out:

81-83 Apple II & Dow Jones stuff

But I get bogged down in Dental, too tired.

9:15 Watch 2nd 1/2 of Nancy & Ron.

9:45 To bed, since up so late last night. One Amit.

Mon, Jan 16 '89

ML King Day

Very windy

6:30 -----

7:30 Go through Medical folder, and check through NMI stuff to see if all outdated. OK. Having decided to fix up 1988 printout, go through, acct by acct & clean up, before I can do taxes well.

9:45 Continue through Desk folders. Gotta hold onto 1988 NW & Budgets till I can do budget for 1989. Pull out ML HY MCPL BOND fund stuff, and put 1987 stff with tax stuff in box. Prospectuses & reports will go to storage. Look at Windsor 30-year results. Extra 3%/year has produced extra 142%. Pull out VISA statements, media (including Financial & Work publications) stuff & put in box, along with Medical Statements for '88. Throw out old stuff from other folders. Keep 1988 NOSO separate to put in bank box.

12:00 -----

Restart Pers Acct with full reporting.

Jalisco. Read Mtk Logic.

Tak to Shurgard

Apple II stuff & Dow Jones ('80-83)

ML High Yield Bond Prospectus & Reports

1:45 Compare new 1988 Report with yesterday's. Get into fixing capitalization! And making common phrases identical. Shred yesterdays report. Quit to backup.

3:45 Restart & print new full year '88 report